Split mortgage settlement

Introuble83

Registered User
Messages
314
I have a split mortgage with a balance outstanding of 45k after the recent FSPO balance adjustment. My query is would AIB allow me to move the balance back to the active mortgage but at a 30% discount . If I settled the account I would only have to pay 70% so I don’t see why the same logic can’t apply for moving in back to the active mortgage. It would actually benefit them more as they would earn more interest on the active mortgage. Any thoughts on this ? Should I write to AIB and formally request this ?
 
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