Sister got Deeds of her house in error

dodo

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My sister got the deeds of her house in error as she has switched mortgage recently to a new bank. What are her options ,ie can she keep them or what do you think.
 
The original solicitor or lender must have sent them to her in error. It would seem this was a clerical error. Such things happen. She needs to return them to her new lender. She should do this asap in case anything happens to the title deeds whilst in her possession.
 
What would happen if she was to stop paying the mortgage? could the lender still repossess the property?

Note: i am not suggesting she does!
 
whatever about repossessing, she could never sell or transfer as the mortgage would still be registered.

Bes to return them either by registered post or in person, but demand receipt, lest as previous poster said, they be lost.
 
Is there a case that if she did not give back deeds and stopped paying mortgage ,what could happen?
What would happen if she was to stop paying the mortgage? could the lender still repossess the property?

Note: i am not suggesting she does!
 
Where were the deeds originally? If her solicitor sent them to her in error, they are on undertaking to the lender to ensure that there is good title. I would imagine that they have a record of where the title deeds are and once they realise their error or when the lender has given them sufficient time to register the title deeds and requests the solicitor to return them, the error will be realised and they will be in touch. The best thing is to just return them now and as a previous poster already pointed out, get a receipt for same.
 
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