I was replying to the title of the thread "Is it a good deal?. Answer No and definitely not gold plated or generous as is still the general media comment on PS pensions despite these changes since 2013. It is an integrated scheme and therefore not separate as you had stated. Agree that the SPS will likely be small.Firstly I never said the SPS was “gold plated”.
Secondly, I stand by my original point, the individual will qualify for the State Social Welfare Pension based on his A Class PRSI record. His benefits from the separate Occupational Pension Scheme (SPS), even on a career average basis will be in addition to the State SW Pension. Irrespective of whether the SPS is “integrated” or not, the individual will get will get two Pensions, State + SPS (though the SPS will likely be small with short service).