Single mother finding mortgage etc. hard going

Could you write out your net salary and all your monthly outgoings so we can see where your money is going?
 
If you are paying market rates for childcare, check if there is a community childcare facility in your area. They offer much reduced rates for childcare in 3 bands
a) those in reciept of One parent family payment pay very reduced fees
b) those in reciept of Family income supplement pay reduced fees
c) those with a GP visit card get discount on fees

Your local County Childcare Committee will have a list of community childcare in your area.
 
thanks going to start working on a few of ur commemts................RIGHT NOW ..............things are so bad
 
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