Josey Wales
Registered User
- Messages
- 101
Hi,
I've recently been thinking about my financial situation. I have recently inherited a lump sum and need to get good financial advice. One thing that I have been thinking about is my pension.
I'm 31 and have been working in the civil service since 1999. As it stands I expect to complete my 40 years without a break in service. I am trying to decide if the public sector pension will be good enough when I retire. And if I should invest in AVCs or a PRSA.
If you complete the full 40 years is there any point in investing in AVCs? Am I getting ahead of myself thinking about my pension with 28 years still to go. I plan on talking to a financial advisor but wasn't sure if they would be au fait with the workings of public sector pensions.
I hope I've managed to articulate a question in there somewhere.
I've recently been thinking about my financial situation. I have recently inherited a lump sum and need to get good financial advice. One thing that I have been thinking about is my pension.
I'm 31 and have been working in the civil service since 1999. As it stands I expect to complete my 40 years without a break in service. I am trying to decide if the public sector pension will be good enough when I retire. And if I should invest in AVCs or a PRSA.
If you complete the full 40 years is there any point in investing in AVCs? Am I getting ahead of myself thinking about my pension with 28 years still to go. I plan on talking to a financial advisor but wasn't sure if they would be au fait with the workings of public sector pensions.
I hope I've managed to articulate a question in there somewhere.