Apologies if this has been asked before but I can’t find it – how do you go about setting up a self-administered pension scheme where you personally hold the share certificates etc.? I like this idea as I really don’t trust any company to look after my money for such a long time (and they charge too much). I wouldn’t want any advice from whoever set up the pension so how much (roughly) would it cost to set up and run? I think Brendan Burgess has mentioned before that he has one of these pensions but the only ones I can find are ones where someone else holds the share certificates and your cheques are made payable to a life insurance company. Thanks.