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If the original poster has signed up is there any cooling off period governing HP agreements that could be used to get out?
15k over 4 years at 365 p/m.
Or just read the terms & conditions of the HP loan agreement?Ask a solicitor in contract law !
If the original poster has signed up is there any cooling off period governing HP agreements that could be used to get out?
you would have had to waive the right to the cooling off period to get the car that day. I would suggest you ring the HP company and check how much it would cost to clear the HP (a settlement figure). When working this out they should give you an interest rebate - some of the interest back. As it's so early in the agreement you should get most of it back but the calculation used means you will probably owe something - you can then arrange a bank loan to clear the debt. it will costs you nothing to get the figures from the HP company then at least you're in a better position to make a decision.
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