P
pennywise
Guest
Hi All
This is my first post so bear with me.
I arranged a HP Car Loan with my bank last week - 15k over 4 years at 365 p/m.
My own car died unexpectedly and I needed to sort things out asap. I'm now wondering if I wasn't a bit too hasty in going with HP instead of a personal loan.
Also, I've since got a gift of €3000 that I would love to put against the car.
I presume this is not an option with HP.
Should I go back to the bank and ask to scrap the HP deal and take out a loan for 12k ?
Thanks
pennywise
This is my first post so bear with me.
I arranged a HP Car Loan with my bank last week - 15k over 4 years at 365 p/m.
My own car died unexpectedly and I needed to sort things out asap. I'm now wondering if I wasn't a bit too hasty in going with HP instead of a personal loan.
Also, I've since got a gift of €3000 that I would love to put against the car.
I presume this is not an option with HP.
Should I go back to the bank and ask to scrap the HP deal and take out a loan for 12k ?
Thanks
pennywise