Hi all,
I hope someone can advise me on my best option for my situation. Since I went back to work in October after Maternity Leave I have had to jobshare i.e. take a cut in pay. December and January every year are really difficult months financially for me as I have my daughter's birthday, Christmas and OHs birthday all within a month of each other, as well as some annual household expenses. I find myself now in a lot of debt that I can't see a way out of for a few months. I don't currently have any savings but have a credit card bill and overdraft!
Basically I would like to put away even €25 a month into an account that I could then access Nov/Dec time to cover the expenses I need to pay for. I've had a brief look at some savings accounts but they all seem to have a clause of only getting interest rates if they're not touched for a set period of time etc.
Are there any savings options available out there for such a thing or do I just have to keep an envelope safe in the house somewhere for 10 months and add to it every month?!
Thanks
AnnieC
I hope someone can advise me on my best option for my situation. Since I went back to work in October after Maternity Leave I have had to jobshare i.e. take a cut in pay. December and January every year are really difficult months financially for me as I have my daughter's birthday, Christmas and OHs birthday all within a month of each other, as well as some annual household expenses. I find myself now in a lot of debt that I can't see a way out of for a few months. I don't currently have any savings but have a credit card bill and overdraft!
Basically I would like to put away even €25 a month into an account that I could then access Nov/Dec time to cover the expenses I need to pay for. I've had a brief look at some savings accounts but they all seem to have a clause of only getting interest rates if they're not touched for a set period of time etc.
Are there any savings options available out there for such a thing or do I just have to keep an envelope safe in the house somewhere for 10 months and add to it every month?!
Thanks
AnnieC