EmmaKennedy
Registered User
- Messages
- 2
Hi everyone,
I hope someone can advise me. Our family health insurance is up for renewal and I´m trying to get as much information I can before deciding. We´re a family of 5 (2 adults early 40s, 3 children 7, 6, 3), based in Co. Sligo. The nearest hospitals are Sligo General (public) and Kingsbridge, Sligo (private) . We´re all currently with Laya, adults on Essential Health 300 policy and children on Essential Connect Family (only pay for 1st child, 2nd and 3rd children free).
I´m considering
- switching the adults, or one of us to Laya Control 300 Create because of better day-to-day cover (gp, osteopathy, mental health, dental, optician). It´s €157.51 more expensive, but our day-to-day medical expenses would be covered for at least for one of us.
- switching the children to Essential Health 300,. It´s €20 cheaper and the same offer of 2nd and 3rd child go free applies.
Do VHI or Irish Life have any good offers for children? If not, and if Laya is the best for child cover, then I know that one adult would have to stay with Laya also.
Is there a VHI or Irish Life plan comparable to, but better value than the Laya plans I´ve mentioned, for the other adult?
Thank you in advance
I hope someone can advise me. Our family health insurance is up for renewal and I´m trying to get as much information I can before deciding. We´re a family of 5 (2 adults early 40s, 3 children 7, 6, 3), based in Co. Sligo. The nearest hospitals are Sligo General (public) and Kingsbridge, Sligo (private) . We´re all currently with Laya, adults on Essential Health 300 policy and children on Essential Connect Family (only pay for 1st child, 2nd and 3rd children free).
I´m considering
- switching the adults, or one of us to Laya Control 300 Create because of better day-to-day cover (gp, osteopathy, mental health, dental, optician). It´s €157.51 more expensive, but our day-to-day medical expenses would be covered for at least for one of us.
- switching the children to Essential Health 300,. It´s €20 cheaper and the same offer of 2nd and 3rd child go free applies.
Do VHI or Irish Life have any good offers for children? If not, and if Laya is the best for child cover, then I know that one adult would have to stay with Laya also.
Is there a VHI or Irish Life plan comparable to, but better value than the Laya plans I´ve mentioned, for the other adult?
Thank you in advance