I was just on the point of switching from a boi savings goal saver account, which had been reduced to 0.5 %, to the ebs family savings of 1% ish, which was recently listed on the best deals page here, only to find that its rate has now dropped to 0.25.
Now I am thinking Ulster bank or ptsb but will they drop rates too now like the others ? You can't win it seems ! Does anyone know if USB and ptsb will follow suit and drop rates or if one is more likely than the other to remain unchanged? Million dollar question I know but switching is such a faff, taking time and effort ( I had to present ID and a bill to ebs this week before I could get an appointment to discuss opening a regular savings account, thank goodness I hadn't gone all the way and opened it only to have to switch again now).
Now I am thinking Ulster bank or ptsb but will they drop rates too now like the others ? You can't win it seems ! Does anyone know if USB and ptsb will follow suit and drop rates or if one is more likely than the other to remain unchanged? Million dollar question I know but switching is such a faff, taking time and effort ( I had to present ID and a bill to ebs this week before I could get an appointment to discuss opening a regular savings account, thank goodness I hadn't gone all the way and opened it only to have to switch again now).