Life Refused Insurance on health grounds

J

JEON50

Registered User
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237
I have been recently diagnosed with dilated cardiomyopathy, and fitted with a defibulator and pacemaker. As a S1 (self-employed) PAYE / PRSI , I get nothing from SW(not so far)

I have 2 Dual Life policies, with one of the largest insurance company in Ireland. While they are happy to take an extra premium from my wife. They have turned me down, I went throught the complaints procedure, as we are customers since 1981, all I get is sorry !

Can an insurance company refuse cover?, do they just load the premium?, I am only 50. The operation was a complete sucess,
 
Sorry to hear about the health and insurance problems. Do you have questions someone might help with?
 
If you already have the policies they can't amend them - I'm not sure I understand what the issue is!
 
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