Query re Irish and UK State Pension contributions

jpd

Frequent Poster
Messages
1,696
We contacted the Overseas Group in Newcastle about buying back years for my wife. They were very helpful and guided us through the whole process
 

ukpokerguy

New Member
Messages
7
Is there anyone who can give professional advice on this issue? I worked in U.K. for 12 years and have heard you can pay a lump sum to U.K. authorities to increase the amount of old age pension.
As you worked in the UK you'll have an National Insurance number.

Check your UK State Pension status via https://www.gov.uk/check-state-pension

It'll also advise on how you can buy 'extra' years to ensure you get a healthy UK pension at time of retirement.
 

Hooverfish

New Member
Messages
5
I am not a professional, just a struggling older worker. My advice is persistence pays on these mixed UK/Irish state pension things. It took me 18 months to sort out my husband's. Long delays on the Irish side due to lack of resources, incorrect contributions record from the UK first time around which caused chaos. We were able to do some pension buy back from the UK. But eventually the letter I got was so confusing I thought that an almost-full UK state pension was being reduced by Ireland to 58 euros a week! In fact, when I managed to get them to explain the letter, that amount was the weekly top up from Ireland for his years working here, in addition to the separately-paid UK amount. I would estimate my time in sorting it all out at around 200 hours.

It is also worth knowing that there seems to have been a recent UK reorganisation. You can now only get a full copy of your year-by-year historical UK NI contributions from the tax people (HMRC) not the International pensions guys in Newcastle who only have a summary. I just got mine after 5 attempts on websites, in writing, on the phone, and it turns out they have lost 5 years contributions from the late 80s in the UK. I'm a person who still has cheque books from that period so I'm hoping I'll be able to get them back... Start early, keep all your documents well-filed, and persist...Best of luck!
 
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