Key Post PRSI and planning retirement

You need 2080 contributions for a full pension.
Check your prsi record on mywelfare to see how many you currently have.
Then work out how many contributions you will get from your proposed plan.
You can claim your pension from age 66, but if you are short of 2080 contributions at that age you can defer your pension up to age 70 to gain more contributions.

Prsi is based on weeks worked so you might not get as many contributions that you are expecting.

S class said:

The rules have changed recently.
Voluntary Prsi can now be paid up to age 70.


A person under the age of 66,, or in the case of a person born on or after 1 January 1958 who is aged between 66 and 70 years and has not been awarded the State Pension (Contributory), who ceases to be covered by compulsory PRSI may opt to become a Voluntary Contributor, provided certain conditions are satisfied.

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