Provisional licence insurance quote

[csirl]

Remember that you need a full license holder in the car at all times if you are on a 1st provisional. Apart from the road traffic act implications, there are insurance implications if you are in an accident unaccompanied. While a lazy Garda may turn a blind eye to driving unaccompanied, an insurance company facing a financial hit probably will not.

 

[GA001]

How would they even go about determining such a thing? Fingers crossed the event would never occur anyway. I would prefer to have everything correctly in my own name and bite the bullet on the premium but the difference in premium is just so large.

Very easy to establish such information, where were you going at the time of the accident, why were you driving the car unaccompanied, interview the main driver (owner) etc.

Non disclosure of material facts is very serious and goes against the whole principle of insurance, so you would need to declare to your potential insurer who is the main user of the vehicle - Remember avoiding insurance is all very well until you have a claim...