The old with profits language would have called it "benefits of mutuality". ValueShare isn't as obvious a nameReally? Why so?
The old with profits language would have called it "benefits of mutuality". ValueShare isn't as obvious a nameReally? Why so?
That's a different thing to a share of the profits of the companya share in the value of the company?
Ok, to be pedantic, a share in the value generated by the company?That's a different thing to a share of the profits of the company
You can find details by starting here:Is there a list of Royal London Ireland's new pension product range?
No.Do they have Vanguard ETFs?
Who cares if they have Vanguard ETF's? Vanguard ETF's are just passive index tracking funds with low costs.Is there a list of Royal London Ireland's new pension product range? Do they have Vanguard ETFs?
I would also ask of they have passive index funds with low tracking errors. Answer is still yes, but I vaguely recall someone on here found some funds where the answer was noThe questions should be, Do they have passive index tracking funds with low costs?
Yes, that was me. And it was Irish Life funds.I would also ask of they have passive index funds with low tracking errors. Answer is still yes, but I vaguely recall someone on here found some funds where the answer was no
Depends on what you're looking for presumably?Would this be the one people would look at from the above :
RL BlackRock Developed World Equity Index Fund
or maybe
RL Global Equity Diversified Fund
Hi C-Pike. Once you have > €100,000 in there, does the rebate apply to the whole fund or just the portion of the fund in excess of €100,000?I've mentioned this elsewhere, I recently went direct with Standard Life, their PRSA O product, on which they are offering a 0.5% rebate on the AMC if you hold >€100k. So I'm on a Vanguard indexed fund for 0.4% all in.
Interesting that it's called ProfitShare in UK sales guff
Yeah - I noticed that and maybe the RL Ireland scheme and rate is separate from the parent company?Interesting that it's called ProfitShare in UK sales guff
I'm not with them yet but am currently planning to move to them. With SL my current (Vanguard) AMC is 0.65% which could probably be reduced to 0.40% these days. In my specific situation I am in a position to get a better AMC deal with RLI than with SL (even ignoring the ValueShare bonus which I'm perfectly aware is discretionary on their part). Unfortunately I can't say much more right now (or maybe at all) so for some people SL may offer better value than RLI in terms of AMCs and potential bonuses (or not). Caveat emptor.Are you with Standard Life now? Why do you think it is a better deal to go with Royal London?
Taking into account their "ValueShare" scheme of 0.13% in recent years, the AMC may be effectively reduced to 0.42% or significantly lower (0.32%) for larger transfers.