I'm assuming that you are a first time mum Marbil? My children are aged 18 and 9, I didn't feel particularly confident of my abilities when I had my daughter - as there was such a big gap in pregnancies. I went public at Holles St and yes the ward was a bit noisy but your baby learns very quickly to sleep thru ANYTHING! Any worries that you have are quickly ironed out by 'old hands' as previously mentioned and if you decide to breast-feed, the company and support is great - the midwifes were fantastic, especially the night staff. Most of your visitors would be coming in the afternoon or evening and a private room could be very lonely for you. I don't know which maternity hospital you're attending but I'm sure they would allow you to have a look around before the birth, to decide which is the best option for you. At the end of the day, raising a baby is expensive and I would save the VHI money for other things. Congratulations to you and your partner and the best of luck with whatever you decide.