It's not designed to be stress-free, but it's a hell of a lot less stressful going to the Small Claims Court safe in the knowledge there is no jurisdiction than going to a higher court where you need to shell out decent money to ensure you are well represented.Nothing simple about the stress for a law abiding citizen of having to rock up in court to defend yourself against bogus claims.
There's no claims process in the world that will eliminate all stress from life!