Tempted to leave the public sector where I'm a member of the single pension scheme for a private sector gig. Using online calculators it seems if I contribute c.10% now and my employer 5% or more I'd be getting close to my public sector pension when I leave (they want to do what they can to match what I'd be getting on the single scheme as they consider the roles analogous) and ramp it over over time (currently I'm 38). Obviously there's risk in the prsa and some benefits like death in service might be gone but is this crazy? I have only 4 years of public service and nothing before then.