Hello there,
I have a question in relation to personal loans. I have been approved with my mortgage and I have placed deposit of 5k with the selling agent. As you all are aware that buying a second hand house here in Dublin is a tricky game where the bidding starts and ending value of the property cannot be guaged. The property which I have chosen is very nice property and has slightly extended by limits leaving me short of 15k. It is really a worth to buy property. Myself and my wife are joint applicatants for this mortgage. Can anyone here advise me of any institution which gives us personal loan to coverup the short fall. I clearly understand that this may jeopradise my mortgage application. But I will not be encashing the loan till I move to my new house. I am planning to get the approval and keep it till every thing is sorted. Can you please help me with this questions?
1. If I apply for a loan and just get the approval from the financial insitution will it hamper my mortgage?
2. or are there any private lenders(where application does not go thru IFRSA) - I know that they charge high interest rates.
I need the loan for only short period of time.
Please advise.
Regards,
Pint6
I have a question in relation to personal loans. I have been approved with my mortgage and I have placed deposit of 5k with the selling agent. As you all are aware that buying a second hand house here in Dublin is a tricky game where the bidding starts and ending value of the property cannot be guaged. The property which I have chosen is very nice property and has slightly extended by limits leaving me short of 15k. It is really a worth to buy property. Myself and my wife are joint applicatants for this mortgage. Can anyone here advise me of any institution which gives us personal loan to coverup the short fall. I clearly understand that this may jeopradise my mortgage application. But I will not be encashing the loan till I move to my new house. I am planning to get the approval and keep it till every thing is sorted. Can you please help me with this questions?
1. If I apply for a loan and just get the approval from the financial insitution will it hamper my mortgage?
2. or are there any private lenders(where application does not go thru IFRSA) - I know that they charge high interest rates.
I need the loan for only short period of time.
Please advise.
Regards,
Pint6