Absolutely 100% correct. I am flat out applying for new Credit cards with various lenders who are offering 0% on bank transfers. Ulster Bank have approved me but not sure for how much, only 3k i think. An Post are offering 0% and have approved me for 9k but i am still sending them documents. An Post is actually through Avantcard so it will be interesting to see if in fact they give me money to actually pay themselves off. PTSB have also offered me about 7k 0% so i am also sending them off more documents.I'm my eye on you and you're way too clever by half. (That's a joke for those that don't get my humour.) Being serious I am intrigued with how you manged to buy the house and I await your next instalment as I am positive you will mange somehow to get rid of your current self induced pickle. Which I thought was breathtaking in how you achieved it. You remind me a bit of myself and what I did to get on the property ladder. But I'm very confident you're well on your way to solving the Avantcard debt. It's not for the faint hearted though. And it surely will never become a Key Post on how to buy a property quick.
You have completely lost me here, what are you on about?Does your employer or your partners offer any type of holiday fund? I know of one company that sign up to make monthly contributions to save a holiday fund, setting a target balance. Then can borrow interest free from the fund (up to the target balance), paying it off with your monthly installments. Or is there anything your employer allows you to purchase via salary sacrifice that has a cash market value??? IE buy now, sell, then repay over a year.
I am following your story with interest to see how you get this sortedI am sure you will find a way.
Way to go Sean Og.So today i transfered €8500 over to my Avantcard from my new An Post CC which is in fact operated by Avantcard also. Last Friday i transfered €4500 from my new Ulster Bank CC over to my Avantcard, so €13,000 off the Avantcard and only €2500 left to pay off and interest free 0% for 12 month on the 2 balance transfers. PTSB approved me and i sent everything off but then the underwriters turned me down. Anyway i can't win them all. Must go now and find someone who will give me €2500 Interest free for 9/12 months.
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