Brenno1935
Registered User
- Messages
- 3
"Avantcard" provide personal loans. Nowhere dies OP mention a credit card. In fact he says personal loan.credit card loan
Call them directly and ask.Anyone??
I realise that. Never heard of them until today."Avantcard" provide personal loans. Nowhere dies OP mention a credit card. In fact he says personal loan.
Call them directly and ask.
You're mixing up different things. They offer personal loans as low as 6.1% APR.Says credit card loans at near 18%.
0% for 9 months, and thought he could refinance it within the 9 months.Then I wonder why the other poster didn’t get a personal loan rather than a credit card loan
Why would it be?One loan is better than two loans is it
Ok, so they do personal loans and credit card loans. Then I wonder why the other poster didn’t get a personal loan rather than a credit card loan.
Well that's a positive, on no credit card. But it is worrying that you're applying for a new loan when you haven't paid the first one back. That's how people spirral into debt. Loans here there and everywhere. Are you sure you need to change your car. Can you do it cheaper with the garage.It was and is a personal loan, don’t and never will have a credit card
I was just asking before I applied for a top up for changing my car
One loan is better than two loans is it not
Thanks Steven. It's hard to keep up with all the name changes. But I do know one thing, it's way too easy to get a credit card loan. Poof, just like that. It's a very expensive way to borrow even if you get 9 months interest free. But that's how they suck people in.
And they make money how giving out free money?its a very cheap way to borrow if you repay in 9 months
And they make money how giving out free money?
I realise that, I was being facetious. Because clearly for a very small minority this is a clever way to avoid interest, but one would wonder why one would need to do so, more importantly it's to highlight the fact these companies with their headline zero interest are a lure to trap people into further debt. They don't want the clever one's who will pay them no interest, they want to ensnare the long term non payers.they don’t if you pay it back within 9 months
So how would you classify me Bronte? Hopefully as a clever consumer who will pay them no interestI realise that, I was being facetious. Because clearly for a very small minority this is a clever way to avoid interest, but one would wonder why one would need to do so, more importantly it's to highlight the fact these companies with their headline zero interest are a lure to trap people into further debt. They don't want the clever one's who will pay them no interest, they want to ensnare the long term non payers.
Maybe we could discuss good uses of zero interest credit cards.
I'm my eye on you and you're way too clever by half. (That's a joke for those that don't get my humour.) Being serious I am intrigued with how you manged to buy the house and I await your next instalment as I am positive you will mange somehow to get rid of your current self induced pickle. Which I thought was breathtaking in how you achieved it. You remind me a bit of myself and what I did to get on the property ladder. But I'm very confident you're well on your way to solving the Avantcard debt. It's not for the faint hearted though. And it surely will never become a Key Post on how to buy a property quick.So how would you classify me Bronte? Hopefully as a clever consumer who will pay them no interest.
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