Pepper reduces some variable rates

Brendan Burgess

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Pepper Advantage is to begin notifying over 9,000 residential mortgage customers of decreases in their variable mortgage rates over the coming days.



The decision to lower rates for certain customers follows rate reductions by the European Central Bank (ECB) and is based on the criteria set out in Pepper’s variable interest rate policy.





Rate decreases will range from 0.25% to 1%, and the majority of the customers receiving this initial reduction will receive decreases of between 0.35%-0.5%.



The current reductions apply to those Pepper Advantage customers who have seen the highest increases to date since the ECB incrementally started increasing rates in July 2022.



Pepper continues to review the situation for remaining customers and subject to further ECB rate reductions, expects to be in a position to notify more customers of reductions in their variable rates in due course.
 
Yes from 8.5% to 8.15%, only received the letter in the last couple of days. I have applied for a switcher and praying they will accept me as the rate is so poor. I would love to hear if anyone has actually been successful in switching but from what I’ve read here it seems virtually impossible
 
Yes from 8.5% to 8.15%, only received the letter in the last couple of days. I have applied for a switcher and praying they will accept me as the rate is so poor. I would love to hear if anyone has actually been successful in switching but from what I’ve read here it seems virtually impossible
Good luck with the switch I’ve been unsuccessful myself in the past going to try again next year . Currently paying 6.65 % with no notice of a reduction yet .
 
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