4.75 ‘Variable’ with Pepper.....
68% LTV
Mortgage performing
Unable to switch....
Mortgage was taken out with a bank ( NIB then Danske ) and is now mired with a Vulture fund.
There should be legislation passed to force Pepper to offer other rates based on LTV, fixed or variable.
According to Mr Donohoe, the same consumer protections apply when a loan is sold on to another entity and that the Central Bank has recently put measures in place to make it easier for consumers to switch to a different mortgage provider...
Obviously this doesn’t take into account the many thousands that can’t switch nor the services and options that were available to us when the loan was with a bank but are no longer available with a Vulture Fund.
Mortgage has increased by €120 in the last 2 years when our LTV is reducing..
Pepper’s level of customer service would even raise eyebrows at Ryanair and yet the Government permits this shoddy service and overcharging in our country.
68% LTV
Mortgage performing
Unable to switch....
Mortgage was taken out with a bank ( NIB then Danske ) and is now mired with a Vulture fund.
There should be legislation passed to force Pepper to offer other rates based on LTV, fixed or variable.
According to Mr Donohoe, the same consumer protections apply when a loan is sold on to another entity and that the Central Bank has recently put measures in place to make it easier for consumers to switch to a different mortgage provider...
Obviously this doesn’t take into account the many thousands that can’t switch nor the services and options that were available to us when the loan was with a bank but are no longer available with a Vulture Fund.
Mortgage has increased by €120 in the last 2 years when our LTV is reducing..
Pepper’s level of customer service would even raise eyebrows at Ryanair and yet the Government permits this shoddy service and overcharging in our country.