johnny_adida
Registered User
- Messages
- 21
I am 35 this year, with mortgage paid, married with one child.
I have just completed a long 18 months of treatment for a serious illness. Although in relative good health at present, due to the treatment received/possible return of illness, I am wondering if there is any point in starting a pension for myself?
I assume I cannot get a pension now with a payout on death?
I will not be able to obtain life insurance at this stage and am throwing the majority of my salary into a simple savings account.
I had not started a pension up to now as I wanted to pay off as much of our mortgage as possible first, but it is now paid following my illness. Should I just put the money into a good pension for my wife so she is looked after or can my pension contributions even be used that way for someone else?
I have just completed a long 18 months of treatment for a serious illness. Although in relative good health at present, due to the treatment received/possible return of illness, I am wondering if there is any point in starting a pension for myself?
I assume I cannot get a pension now with a payout on death?
I will not be able to obtain life insurance at this stage and am throwing the majority of my salary into a simple savings account.
I had not started a pension up to now as I wanted to pay off as much of our mortgage as possible first, but it is now paid following my illness. Should I just put the money into a good pension for my wife so she is looked after or can my pension contributions even be used that way for someone else?