I'm currently looking at switching away from EBS at a 3% fixed rate which has come to an end now. This would be for a >80% <90% LTV mortgage.
I'm looking to get a fixed rate for a period of 4-5 years. The two best rates I can get are Ulster Bank and KBC.
Later in the year I may have a lump sum that will allow me to pay off about a third of the new mortgage.
I can't seem to find much info so far on which banks will allow you to pay off a lump sum on a fixed rate mortgage without penalty.
If anyone has any particular experience with any of the banks on this I'd appreciate hearing about it. EBS have said they don't have any rules around that at the moment but it may change in the future.
I'm looking to get a fixed rate for a period of 4-5 years. The two best rates I can get are Ulster Bank and KBC.
Later in the year I may have a lump sum that will allow me to pay off about a third of the new mortgage.
I can't seem to find much info so far on which banks will allow you to pay off a lump sum on a fixed rate mortgage without penalty.
If anyone has any particular experience with any of the banks on this I'd appreciate hearing about it. EBS have said they don't have any rules around that at the moment but it may change in the future.