Obtaining house insurance as beneficiaries

M

Misty123

Registered User
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Hi,

I live in a house which was left in trust. I'm a beneficiary as is the other person I live with is. For personal reasons I can't have any contact with the trustees so can only deal with house insurers that are prepared to deal directly with us beneficiaries. The issue is they are difficult to find and makes it hard to get competitive quotes since the trustees and not the beneficiaries names are on the deeds.

I was wondering could anyone suggest a company that would insure us?
 
As you are not the beneficial owners, the trustees are according to your post, you have no insurable interest in the property and therefore cannot insure it. This should not prevent you getting contents insurance for personal property i the premises.
 
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