Following recent ECB increases Northern Rock have failed to pass on the full 0.25% to its savers. They have stated their on line demand account will increase from 4.30% to 4.50%, once again falling short. Other financial institutions have caught up with them i.e. Anglo Irish Bank are increasing their 30 day notice account from 4.25% to 4.50%. NIB are doing likewise with their Tracker Deposit Account and watch others follow with full 0.25%. I think it is disappointing to see Norther Rock remove themselves as market leaders. I feel they have got somewhat indifferent towards the Irish saver.