Home no quote policy

[diceman1]

Faced with a 42 percent increase in my home insurance -- no doubt due to a first claim in five years (water damage in last January's big freeze) -- I was shocked and amazed to find companies have introduced a no-quote policy for houses over 100 years old -- and in one instance, over 80 years. As this must affect a considerable part of our housing stock I wonder if this offends the canons of fair trading. Is it even legal?
Any thoughts welcome.

 

[Joe Q Public]

They can do as they please.

 

[Jimbobp]

Not all companies refuse to quote for houses over 100 years old. Shop around and make sure to advise any new insurer if you have rewired/replumbed in the last 20 years. J Public is correct. There is no onus on an insurance company to quote for you for home insurance.


www.powerinsurances.ie