N26 Launch Savings Account Paying 1.30% to 2.50% less fees

[ACER10]

if you signed up for a year with the n26 account on the 4 percent rate, can you get a refund of the 168euro euro for the months you dont use,for example if you downgrade to a basic free account now?

Yes.. you get a refund calculated on a daily basis from the day you asked to leave. Ask promptly through support chat as it took 8 days for the full closure to go through. You cannot order the standard card until the team close metal account.

 

[ACER10]

Cutting their rates again in January. Metal rate cut by half a percent to 2.5%.
I’ll be looking elsewhere to move my money think I’ll be a year on metal next March so will look then.

Can only think they don’t want all the deposits they have since launching at 4% earlier this year.

If you close metal, you will get the daily rate owed back into account as a refund.
Raisin have demand deposit accounts now. App has really improved. The Swedish accounts have no withdrawal tax and are around 3.25%. Raisin now offering €200 for referrals, which seems super high. N26 are offering €80 for referrals on my account at the moment and this also seems alot as used to be €20. The bank marketing teams must feel the referrals are necessary.

 

[ClubMan]

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[ACER10]

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No idea how that got there. Meant exclamation mark. Texting too fast.

 

[Freelance]

if you signed up for a year with the n26 account on the 4 percent rate, can you get a refund of the 168euro euro for the months you dont use,for example if you downgrade to a basic free account now?

Yes, pro rata refunds are being offered. If you read back over the last two pages of this thread a number of posters have detailed their experience when downgrading from Metal.