. The excellent spreadsheet from this forum shows we will have gone from about a e250pw overspend to a e40pw week under spend. The only disappointing aspect is that even with all these changes and with the decent income, it is still so tight a margin, with no room for error until we get on top of the debt.
This is great progress indeed. Not sure why you're disappointed. You can't expect miracles in the space of less than a month. If you continued to overspend you'd end up maybe losing your home.
What debt have you decided to tackle first? Make that yours next goal. Selling the car would release a lot of money to pay down debt?
In relation to your credit card problem, if you can go interest only that would be another saving.