Health Insurance My Laya Signify plan has increased by 33% from last year, alternate options?

BrokeBroker

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Basically an additional one third of the original premium.

Anyone familiar with this plan and could suggest a more cost effective alternate?

Instead of renewing, I could cancel and just buy it new, and save about 70 euro.
 
Really?

Have policy holders just become accustomed to massive premium increases?

There's a new health insurer, "Level Health", slightly more competitive premiums?
 
I read there's some issues using the app.

Level Health don't have a particularly in depth website, seems they have a "low/medium/high" level series of care plans only, like they're trying to keep things simple?

Laya mentioned I could simply cancel my current plan then take out the same one, new, and available of the 10% discount.

I should stay within the 13 week period of being without an active plan to avoid the pre-existing clause......... which seems like a way I could make up for the massive 33% premium increase by skipping a couple months, knowing I could re-activate it any time and not actually lose cover, provided I stay within the 13 weeks.........

dr evil.png
 
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Just for reference:

Compared to Laya Signify,

Irish Life plans, MyPlan150, BenefitAccess300 and Benefit2,


Coming in from 91 euro a month.

And Level Health Plan B 300, slightly cheaper again at 1060 a year.
 
VHI have a quote:

FirstCare 250 Day-to-Day, at €84.25 per Month, €1,011.04 Total

And Irish life:

Monthy payment: €79.38
Annual payment: €952.60
Plan name: MyPlan 500
 
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