Multitrip Travel Insurance

Buddyboy

Frequent Poster
Messages
587
Had to laugh,
I got my renewal for my VHI Multitrip travel insurance today.

The irony didn't escape me. :D

I haven't left the house in more than a week, never mind leaving the country.

(I renewed it - I'm an eternal optimist )
 

odyssey06

Frequent Poster
Messages
2,030
Out of curiosity, did it mention if pandemic cover was excluded?
I noticed some insurers had notices saying from date X they would not cover it for new policies.
 

Buddyboy

Frequent Poster
Messages
587
Nope, no mention of pandemics. The only thing close, is where they will not cover you if the Dept. of Foreign Affairs has advised against travel.
 

odyssey06

Frequent Poster
Messages
2,030
Nope, no mention of pandemics. The only thing close, is where they will not cover you if the Dept. of Foreign Affairs has advised against travel.
Strange, they have a banner on their website with this:
From Thursday 19th March 2020, Vhi Multitrip are no longer able to provide for claims related to Covid-19 on new policies issued. For more information please see our frequently asked questions.
 

Brendan Burgess

Founder
Messages
39,671
Hi Odyssey

I presume that they provide the cover for existing policies but not new policies.

I presume that a renewed policy is a new policy.

They should update their policy documents immediately.

Brendan
 

Buddyboy

Frequent Poster
Messages
587
Sorry, to clarify, I got the letter stating that my policy is going to be renewed
on the 22nd of April. It went on to say that you don't need to do anything (I have a direct debit), it will renew automatically.

When I went into myvhi, I presume the documents I am looking at are the existing policy. Still, nowhere in myvhi is there a mention of pandemics.
I'll look further and let you know if I've missed anything.
 

Buddyboy

Frequent Poster
Messages
587
Found it.....

From their website...
Regrettably, we have had to remove cover in respect of the COVID-19 for

any new policies purchased and trips booked after 23.59 on 18th March

2020. This will also impact existing policies that will be renewed after this

time.


In fairness, their FAQs for Covid 19 are fairly comprehensive. I've no issue with them.
 

noproblem

Frequent Poster
Messages
2,144
I still have doubts as to whether travel insurance is value for money?
I remember hearing the founder of Easyjet being once asked if he thought his insurance bill for the airline was crazy. He answered, "If you think health and safety is expensive try an accident". I do believe he was speaking from experience as well.
 

Ravima

Frequent Poster
Messages
2,526
I still have doubts as to whether travel insurance is value for money?

You've obviously never needed to call on it!

Lost luggage, medical expenses, delayed departure, well worth the peace of mind.
 

SparkRite

Frequent Poster
Messages
1,264
I still have doubts as to whether travel insurance is value for money?
Years ago I had to return from Ibiza due to a death in the family.

£56 Ibiza - Stanstead (Thompson) nothing to Ireland that day.
£395 Stanstead - Dublin (Ryanair) !!!! Yes three hundred and ninety five Pounds.

All paid for by a €15 (or thereabouts) policy plus holiday curtailment compensation.

Now if that's not 'value for money' then I don't know what @Black Sheep would class as value for money.
 

RedOnion

Frequent Poster
Messages
4,069
I still have doubts as to whether travel insurance is value for money?
I used to have my doubts, until 2 separate incidents with people I know:

1. Repatriation of a body of someone who died on holidays. Extremely expensive.

2. Someone involved in a car accident in a country where just getting a blood transfusion would be unsafe. After time in hospital, flown home (2 flights) first class as they needed to lay flat, with 2 medical personnel accompanying them, transferred to Irish hospital. Total cost well in excess of 250k.
 

di74

Frequent Poster
Messages
113
My VHI multitrip is for renewal too,,,,,,, I'm optimistic I'll get to travel a some stage in the next 12 months !
Given I booked a holiday in January 2020 for July 2020, how I wonder does that work? Booking made before the date of 18th March and whilst my policy was still valid
 

di74

Frequent Poster
Messages
113
Found it.....

From their website...
Regrettably, we have had to remove cover in respect of the COVID-19 for

any new policies purchased and trips booked after 23.59 on 18th March

2020. This will also impact existing policies that will be renewed after this

time.


In fairness, their FAQs for Covid 19 are fairly comprehensive. I've no issue with them.
 

Black Sheep

Frequent Poster
Messages
2,211
Yes indeed I did have a dramatic/scarey incident while abroad but it was not my travel insurance that came to my rescue. It was my health insurance that sorted everything including hospital, escorted transport to Dublin and ambulance to my front door.
Travel insurance paid a limited amount towards apartment rental while OH was in hospital.
 
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