Hi,
We have approval to switch from PTSB + approval pending from BOI and KBC having gone through all information on the phone.
We are currently on 2.6% fixed with Ulster Bank, fixed in September 2017 for 4 years (ends 31 March 2022) 314k remaining at present.
I received the breakout fee from Ulster Bank today and it is €3,218. There is no calculation with this - would anyone be able to confirm if this is correct? I am going to ring and request calculation tomorrow.
My plan is to move to KBC first and then PTSB and BOI. PTSB and BOI are both allowing us to consolidate some other debt as we have decent equity. KBC are not allowing this, hence moving to them first instead of last as had been my original plan. I am hoping to switch back to Ulster for better rate after a year.
From experience, what would happen if PTSB/BOI found out that we were not still with Ulster Bank?
I'd appreciate any advice.
Thanks ,
Waffles
We have approval to switch from PTSB + approval pending from BOI and KBC having gone through all information on the phone.
We are currently on 2.6% fixed with Ulster Bank, fixed in September 2017 for 4 years (ends 31 March 2022) 314k remaining at present.
I received the breakout fee from Ulster Bank today and it is €3,218. There is no calculation with this - would anyone be able to confirm if this is correct? I am going to ring and request calculation tomorrow.
My plan is to move to KBC first and then PTSB and BOI. PTSB and BOI are both allowing us to consolidate some other debt as we have decent equity. KBC are not allowing this, hence moving to them first instead of last as had been my original plan. I am hoping to switch back to Ulster for better rate after a year.
From experience, what would happen if PTSB/BOI found out that we were not still with Ulster Bank?
I'd appreciate any advice.
Thanks ,
Waffles