Thank you for all of your replies. Yea, i know my information was very unrealistic...but i just wanted to keep it extremly simple..... just to get a feel of what you actually end up paying back. Unfortunately i cannot view the calculators you have linked me to. I would ideally love to see this worked out on paper. Perhaps i'll find it on the net
If you have access to MS excel, there is usually a loan amortisation template available on it.
Its pretty useful!