Hi,
Not sure if has any traction. Back in 2006 myself and my fiancee (now wife) applied for a mortgage with EBS. The Manager we where dealing was known to my wife's family due to banking with EBS for many years. Anyway, when we went to the EBS branch and discussed the mortgage, house and supplied all the relevant salary certs. When it came to filling in the actual EBS mortgage forms we were told just to sign the bottom and she'd fill in the rest. I had previously had a Tracker mortgage with AIB and of course at the time never followed up the Tracker request due to the excitement of buying a new house. Mortgage approval came through and bought the house. Forward to many years later and with the usual financial as everyone we decided to temporarily fix our mortgage with EBS with some of the reduced rates they were offering. When we spoke over the phone they were very explicit in their request that we ourselves fill out the form in its entirety. This has sent alarm bells ringing with us regarding the original mortgage application only signed by ourselves. Do you think that we should advance this to someone else? Has anyone else had this experience and if so what was the outcome?
Regards
B
Not sure if has any traction. Back in 2006 myself and my fiancee (now wife) applied for a mortgage with EBS. The Manager we where dealing was known to my wife's family due to banking with EBS for many years. Anyway, when we went to the EBS branch and discussed the mortgage, house and supplied all the relevant salary certs. When it came to filling in the actual EBS mortgage forms we were told just to sign the bottom and she'd fill in the rest. I had previously had a Tracker mortgage with AIB and of course at the time never followed up the Tracker request due to the excitement of buying a new house. Mortgage approval came through and bought the house. Forward to many years later and with the usual financial as everyone we decided to temporarily fix our mortgage with EBS with some of the reduced rates they were offering. When we spoke over the phone they were very explicit in their request that we ourselves fill out the form in its entirety. This has sent alarm bells ringing with us regarding the original mortgage application only signed by ourselves. Do you think that we should advance this to someone else? Has anyone else had this experience and if so what was the outcome?
Regards
B