Struggling
Registered User
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- 30
I was away over Easter - on a boat - (not a yacht!), and between trying to get to a post office and the opening hours etc. I ended up making the payment to my mbna credit card on the day it was due rather than before as I would usually. This in turn polls overnight to reach mbna the following day, therefore 1 day late.
Does anyone know definitively whether this shows up as a late/missed payment on my icb rating or whether a period of grace applies? I don't want to have to request my icb again as I just got one a few weeks ago and I want to apply for a mortgage soon so a missed payment won't look good. Neither do I want to rely on what I'm told verbally over the phone by the mbna call centre who I've found less than accurate in the past.
Thanks a lot.
Does anyone know definitively whether this shows up as a late/missed payment on my icb rating or whether a period of grace applies? I don't want to have to request my icb again as I just got one a few weeks ago and I want to apply for a mortgage soon so a missed payment won't look good. Neither do I want to rely on what I'm told verbally over the phone by the mbna call centre who I've found less than accurate in the past.
Thanks a lot.