Confirmed hubbys pension - €90k approx (it depends on his hours worked in specific years but very close to this). Then he will get approx €500 each week before tax but will be on lower rate then I believe.
Sorry for the confusing post. I suppose I was trying to say, concentrate on the mortgage, then the pension, then college fees, after that don't stress. If you can clear the mortgage in time that will sort the college fees. The pension seems in a good place. Tell hubby he cannot retire until 60, let him stress about that.
Ah thanks for that Creamegg. I might try to get rid of car loan first though. However if I can get mortgage rate down we will continue to pay same amount we currently pay. Then pay more when loans paid off.