I'm at a point where I need serious, independent financial advice with regard to pension planning. I don't want a planner attached to a specific company, but an independent advisor who will look at where I am, where I want to be and will advise me how to get there without trying to sell me this or that product, but who can advise me where to go to make it happen. I appreciate these guys don't come cheap and am prepared to pay for a consultation. What I want to know is whether or not there is some kind of trade body or regulatory organization I can consult for a name, somebody I can be reasonably sure is straight. Can anybody help?