So if you're going to be smart keep your uninteresting assumptions to yourself!
A bit steep! Thank God for the banks. I have used their money to build my wealth in investments and property etc. I think the moral is to watch what you sign up for and keep an eye on each monthly bank statement.It is quite unbelievable that in this day and age when banks have repeatedly been found to be blatantly ripping customers off that still these kind of dishonest practices continue
I agree.A bit steep! Thank God for the banks. I have used their money to build my wealth in investments and property etc.
Sydney100, I suspect you'll find that the bank does have documentation (even simply in the form of a ticked box on a form) signing up to this and instructing them to charge the premium to your account once the six months' free cover expired. If not, then the matter should be fairly speedily resolved. If so, however, you really only have yourself to blame for (a) signing up to something without reading the T&Cs carefully, and (b) then not noticing it for 18 months?So you have been taking out this money for approx. two years without my consent, this is a pretty unethical and immoral practice of offering something for free and then continuing to take the money out of accounts without documentation instructing you to.
So you have been taking out this money for approx. two years without my consent, this is a pretty unethical and immoral practice of offering something for free and then continuing to take the money out of accounts without documentation instructing you to.
Sydney,
did you complete an application form for mortgage? have you copy and did ou tick the relevant box?
it is quite possible that you ticked the box for the cover, perhaps on the basis of getting it free for the few months. However, it is up to you to cancel, rather than the bank to write to you.
People must accept responsbiliity for their own actions and not seek to blame someone else all the time.
I would like to cancel my Mortgage Repayment Cover Policy as above. I never agreed to take this out and I believe from speaking to one of your customer service people that this was free for 6 months after I took out home insurance through ICS but after that period you continued to take out 26.74 per month.
Sydney100 said:No i ever never had a bank of ireland mortgage, I had a home insurance policy with ICS (apparently BOI own them) and thats wehre they got my bank account details
I hate to burst your bubble, but Santa Claus and the Easter Bunny are not real.Banks dont market themselves as only interested in taking your money for profit .... personally I still like to believe in customer care and the ethical approach as been part of the deal.
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