Hi housebound,
The following 3 Laya plans are worth considering;
1. Laya Connect Simplicity; price 1367pa; this plan fully covers a private room in a private hospital, all public, private and 3 hi-tech Dublin hospitals
covered, private excess capped at 150 x 2 max per year for all admissions, day case excess 100 per procedure. Good day to day cover included,
50% refund for consultant visits, physio cover, chiropody cover, etc upto a max refund of 1000 per year. If you don't use up all your day to day
benefits, you can transfer any unused amount over to your spouse, if they are also on Connect Simplicity plan.
2. Laya Simply Connect; price 1230pa; all public, private and 3 hi-tech hospitals covered. Private excess capped at 150 x 2 max per year for all
private admissions. Day case excess 50 per procedure. Good day to day cover included, 50% refund for consultants, physio, chiropody etc
upto a max refund of 500 per year per person.
3. Laya Total Health Complete 175; price 1240pa; all public, private and 3 hi-tech hospitals covered, private excess 175 per admission, day case
excess 50/175 per procedure. Good day to day cover included, 50% refund for consultants, physio, chiropodists upto a generous max refund of
7650 per year per person.
https://www.hia.ie/comparison-tool/...vY2siOmZhbHNlLCJwbGFuX2RldGFpbF9pZCI6LTF9fV0=
Options 1 or 2 would be suitable for your mother, as the day case excess is 50. Cataract procedures are usually day case procedures.
Option 3 would be similarly priced to Flex 175 Explore but with good day to day cover upto a max 7650 refund per year.
Regards, Snowyb