Healthcare costs - not insurance Laya - Control 600 Connect. Price increase over 22% on renewal.

O

Odea

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Just got my renewal from Laya for our Control 600 Connect policy. The annual cost has gone from €1183. to €1438.

The excess has also increased for everything.

These are the annual costs of this policy over the past 5 years per person.

Year 2020 €983.
Year 2021 €1054.
Year 2022 €1054.
Year 2023 €1183.
Year 2024 €1438.

If anyone has already done the groundwork on this please advise me of a policy similar to the Control Connect 600 either by Laya or VHI that is cheaper.

Our claims over the last 5 years have amounted to circa €600 in total for the two of us but our premiums have cost us €5712 x 2 =€11424.

We are both in our early 70's and have a GP card.
 
That must be one of the least expensive plans that has no shortfall for specified orthopaedic and ophthalmic procedures. And most of those plans have jumped similarly in price. If you want you can compare Laya schemes yourself on their website - just don't log in first.

However, at your age (which I am) I'd be looking seriously at increasing my cover rather than decreasing it. €1400 doesn't sound much for decent health insurance for over-70s. Mine is way more and worth every penny.
 
More good news! AXA has now acquired LAYA and as the email states 'in the short term, nothing changes'. In a nutshell, prepare yourself for next year's bombshell while AXAs bosses figure out on how to spend their 2025 Xmas bonuses!
 
mct1 said:
€1400 doesn't sound much for decent health insurance for over-70s. Mine is way more and worth every penny.
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I remember back in the day VHI had a policy called Plan B. Many people had this policy and every year this policy increased in price more than the others because people that were on it didn't bother to shop around. There were many similar if not better policies available much cheaper.

snowyb was happy to recommend the Laya Control Connect 600 policy here on AAM and many of us signed up to it. The fact that this policy has increased in price from €1183 last year to €1438 this year...... is it turning in to a VHI Plan B type of policy as regards price increases.

Just wondering if anyone has done the legwork on this before I start the trawl and might give me a heads up.

Both my wife and I are in our 70's, both have GP cards, we get our bloods done for free at St. Vincent's hospital and also get any x-rays etc. done there for free also....
 
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