Key Post: House Insurance

Re: Contents insurance for rented property

Figi,

Try On their online quotation form, it gives you a choice of either buildings, contents or both.
 
contents insurance for rented accommodation

No go there either. The issue is that it is rented accommodation, i.e., I'm not a home owner. Insurance companies in this country are very reluctant to insure contents for people living in shared, rented accommodation. Anyone else come across this problem?
 
Re: contents insurance for rented accommodation

Just spotted this post now. When I was in rented accommodation a year ago I got contents insurance from Bank of Ireland. There were no problems.
 
Re: HOUSE INSURANCE

Recently had the renewal statement from my lender quoting my home insurance at €682 for the coming year. Shrugged off usual inertia and check AAM and eventually got to and got a quote from AXA which was €200 ch3eaper for same cover. Also got a €50 voucher off the premium as a new customer or such like. Saved €250 all told for a few minutes work.


Slim 8)

PS: Ironically had to take lenders insurance for house to let as the others could not compete??
 
Re: HOUSE INSURANCE

As an add on FBD do not insure houses that are more than 100 years old. So save your self a call and beware that you would not be covered if you fail to disclose this especially if, as I was, unsure as to the actual build date.
 
Re: >>House Insurance(key)

P.S. Do i insure the apartment for purchase price or the amount borrowed
 
Hi Clubman, Never check house insurance ,just work on a DD by BOI. Decided to browse the subject here and almost had a heart attack when I saw your premium. I pay 58.30 monthly which i worked out at about 700€.yearly. Have been with BOI for 20years and never check. I am now going to do a research. By the way, could not get SCS. Who are they .Can you provide more info as I want to assess costs for rebuilding and work out details for premium. Your rebuilding costs does look small .
 
SCS publish which is worth checking when shopping around for insurance. Make sure to review the footnotes and treat it as a ready reckoner only.
 
Re: HOUSE INSURANCE

Elcato said:
As an add on FBD do not insure houses that are more than 100 years old. So save your self a call and beware that you would not be covered if you fail to disclose this especially if, as I was, unsure as to the actual build date.
Click to expand...

I had the same problem because my house is a period property... it's very difficult to get insurance. with axa if the house is built before 1920 it must be approved by an underwriter, and i think allianz also have a 100 year requirement. the quote i got from axa was €512 (2 bed end of terrace, D6, no alarm). i found hibernian particularly helpful and went with them - mainly because they would insure me evn though i didn't know exactly how old the house was, and they came in at €390. unfortunately it does appear that you may not get as competitive a quote if your house is very old.
 
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