"The company will reduce the rates on all three-year fixed mortgages by 0.3% to 2.25% for <60% LTV, 2.3% for 60-80% LTV and 2.35% to 80-90% LTV.
The rates on five-year fixed mortgages have been reduced by 0.2% to 2.4% for <60% LTV and 2.45% for 60-80% LTV, and by 0.3% to 2.5% for 80-90% LTV."
What's changed? When I looked a few weeks ago, the lowest rate was also 2.25% - provided you had a KBC current account.
Does this new 2.25% rate get further reduced if you setupa current account?
Now I need to find out how much my monthly payment would reduce by and if there's a break fee. Currently paying 2.6% on a 5 year. 2.25% would be a decent drop (although that's only 3 years) and I think valuation fee would be paid off in a couple of months.