Investec 18month - 6.85%

NTMA State Savings

NTMA State Savings pay a tax free rate of
17.50% (AER 3.28%) over 5 years or
21 % (AER 3.53%) over 5 1/2 years.

To beat those rates, an alternative product which is subject to DIRT at 30% would need to pay
25% (AER 4.69%) over 5 years or
30% (AER 5.04%) over 5 1/2 years.

However, all is paid on maturity - there are no monthly interest payments.

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Interest Rates Table for all State Savings products
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