Insurance of Hybrid

[clinteastwood]

What do you call an electric car?
What do you call a hybrid car.
How do you differentiate if they are both called electric

one burns fuel, the other doesnt. simple.

 

[Blackrock1]

What do you call an electric car?
What do you call a hybrid car.
How do you differentiate if they are both called electric

does it matter what anyone here calls it? its what the insurer defines it as thats important.

 

[thedaddyman]

What do you call an electric car?
What do you call a hybrid car.
How do you differentiate if they are both called electric

Personally I call my hybrid Betsy but that's just me being me

RSA have some definitions here

Electric and hybrid vehicles

Answers to frequently asked questions on electric and hybrid vehicles.

www.rsa.ie

 

[roker]

Where are you getting this information from?

This is common knowledge look it up

 

[Blackrock1]

This is common knowledge look it up

its not, it may be the case for some Tesla's where the battery forms part of the structure of the vehicle but plenty of them can repair individual cells.

 

[Leo]

This is common knowledge look it up

Some of it is common knowledge, some of it misconception perhaps. Insurers don't just price on the potential costs of repairing any single vehicle, they also factor in multiple risk factors such as the likelihood of that vehicle being involved in an accident that would necessitate costly repairs. The data hare suggests insurers are less likely to have to pay out for claims on EVs, hence the cheaper insurance. An impact that would render most EVs on the Irish market as uneconomic to repair is likely to do the same to a hybrid.

 

[Leo]

What do you call an electric car?
What do you call a hybrid car.
How do you differentiate if they are both called electric

As above, doesn't really matter what I call them, but in industry terms, models like yours that use an ICE engine just to charge the battery are referred to as 'electric vehicles with range extenders'.

From an insurance point of view, all that matters is that the make, model, and specification level match how the insurer has decided to label that model.