I am unfortunately fairly clueless about house insurance. I am currently with the AA and my renewal has come up at €722 (through RSA). I think I have been insuring the house for close to market value rather than the rebuilding costs. I have looked on the SCSI website at the rebuilding calculator but as our house is not a standard 3 or 4 bed, it won't let me input the details.
I am planning on asking a surveyor to have a look at the house at some stage this year to get an accurate rebuilding valuation (finances are delaying this currently) but in the meantime, I'd like to get some sort of idea what I should be insuring it for as my renewal is due in a couple of weeks?
- am I correct in saying rebuilding costs are €2000 per square metre?
Our house is a two bed detached. We use the 'sunroom' as a bedroom and we have a third story attic level which we also use as a bedroom. However, if we were to sell the house, it would be classed as a two bed.
It's 222.7 sq meters. So should I take the rebuilding costs as €454,000 approx?
Also, has anyone any advice on cheaper brokers than the AA (I have car insurance and membership with them also so get a discount on the home insurance).
Many thanks
SP
I am planning on asking a surveyor to have a look at the house at some stage this year to get an accurate rebuilding valuation (finances are delaying this currently) but in the meantime, I'd like to get some sort of idea what I should be insuring it for as my renewal is due in a couple of weeks?
- am I correct in saying rebuilding costs are €2000 per square metre?
Our house is a two bed detached. We use the 'sunroom' as a bedroom and we have a third story attic level which we also use as a bedroom. However, if we were to sell the house, it would be classed as a two bed.
It's 222.7 sq meters. So should I take the rebuilding costs as €454,000 approx?
Also, has anyone any advice on cheaper brokers than the AA (I have car insurance and membership with them also so get a discount on the home insurance).
Many thanks
SP