inheriting credit card debt

thanks for all the leads, havent heard back from bank yet.


kind regards
 
Not sure if it has already been referred to but [broken link removed] says (red highlighting is mine)...
If the deceased dies in debt

 If the deceased dies insolvent or there isn't enough money to meet the bequests made, payments from the estate are prioritised in the following order:
  • funeral, testamentary and administration expenses
  • creditors who have security against the property of the deceased in the form of a mortgage, charge or lien (these are different ways of securing loans)
  • rates and taxes due at the testator's death, wages and salary for work done for the deceased within four months of death and sums payable by the estate in respect of contributions payable by the deceased in the twelve months prior to death under social welfare legislation (his/her own PRSI contributions as well as PRSI contributions for employees)
  • all other creditors.
Where the deceased dies in debt, creditors can only bring a claim against the estate of the deceased. Even if there isn't enough money in the estate to meet all the debts, the relatives of the deceased are not personally responsible or liable for the deceased's debts (unless, of course they had guaranteed them).
Click to expand...
 
I dont know if anyone is still interested but I just thought Id close this thread on a positive note.

I was in touch with TSB about sorting out the credit card debt of my late father. They released all the remaining funds in his account to go towards his funeral bill and were very polite in their response,they are also writing off his debt. So thankfully a happier ending with TSB for me

Jane 73
 
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