If you were not deemed impacted, you are out of time to complain to the Ombudsman or take a High Court case.
However, they should still make a complaint to the Ombudsman. The Ombudsman will decide if he can hear it or not. My understanding is that his default position is that he will hear the complaint. But if the bank objects, then he can go no further.
I understood that the bank's statements apply to those deemed impacted. But maybe the banks are happy enough for all cases, impacted or not, go to the Ombudsman. In fact, I suspect that the different banks will handle this differently.
I must say I had forgotten. Could you please link to the court case where someone was convicted of fraud?
If you have any evidence of fraud, then go to the Garda. If the Central Bank uncovered any evidence, they would have stepped back from the case and handed it to the Garda. Luckily for the victims, they Central Bank found no evidence of fraud.
And by the way, as fraud is a crime, there is no statute of limitations. So if you have evidence of fraud, you are not statute barred. I am not sure of the process, but I think you have to prove the fraud first. And the standard for fraud, as it's a criminal matter, is beyond reasonable doubt.
Brendan