WizardDr,
The letter I received advised me that they had put me on the incorrect discounted rate in my first year of the mortgage. " The rate of 0.8% was applied instead of 1.06% quoted in my Letter of Offer."
I was completely unaware of this matter. The first I knew of it when slightly over €1,000 was paid directly into one of my non ICS accounts on Monday last. A letter arrived yesterday explaining why I had received the refund.
I called them as I had taken out a second mortgage with them at the same time however they were not able to tell me if I will receive a refund on that mortgage. I will have to wait and see !!
Hope this helps.
10amwalker